Food Service and Restaurant Insurance in St Augustine

Ancient City Insurance is expertly qualified to guide restaurants in discussing their critical insurance needs.

Our insurance policies are designed for businesses who serve food and drink including fine dining restaurants, café’s, food trucks, coffee shops, ice cream shops, pizza shops, caterers and more.

Typical types of insurance policies needed may include General Liability, Liquor Liability, Commercial property, Business Income, Food spoilage, Workers Compensation, Commercial Automobile, Employment Practices Liability.

Food Service Insurance Policy Highlights

LIQUOR LIABILITY

Coverage protecting you against claims that could arise from selling, serving or furnishing alcoholic beverages as part of your business operations.

Spoilage Coverage

Provides coverage for the loss or damage to perishable stock resulting from breakdown, contamination or power outage.

Employment Practices Liability

Provides coverage, including defense costs, for wrongful employment acts. This may include harassment, wrongful termination, discrimination and more.

Equipment Breakdown

Provides coverage or financial protection when equipment breaks or suddenly stops working. Common types of losses include food spoilage, refrigerant contamination, service interruption and computer equipment losses.

Business Income and Extra Expense

Protects you against lost revenue and extra expenses you may incur while your business is being repaired or reconstructed from a covered loss.

Employee Dishonesty

Covers the dishonest acts of any of your employees and covers your business personal property, including money and securities.

Money and Securities

Covers loss to money and securities inside and outside the property.

Workers Compensation

Provides coverage for both medical and wage loss if an employee is hurt on the job.

Call the specialists at Ancient City Insurance to discuss your particular needs so we may provide you with a competitive Insurance quote.